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Huma Finance is a decentralized PayFi network that brings real-world payment financing to the blockchain, using stablecoins and on-chain liquidity to settle institutional transactions 24/7. Powered by the HUMA token on both BNB Smart Chain (BEP-20) and Solana (SPL), the platform supports permissionless yield farming, structured credit pools, and protocol governance. With over $3.8 billion in volume, it enables users to earn double-digit APYs through real-world receivables, invoice factoring, and revolving credit facilities. HUMA tokens grant staking rewards, fee utility, and governance voting rights, while loyalty points (Huma Feathers) incentivize community engagement and referrals.
HUMA is a cross-chain PayFi network offering stablecoin-based real-world yields and payment finance infrastructure. Users can earn returns by joining permissionless pools or structured institutional credit facilities.
You can buy HUMA on Binance, MEXC, OrangeX, OKX, and Gate.io. On-chain swaps are also available via Meteora (Solana) and Uniswap (BSC).
For BEP-20 HUMA, use Bitcoin.com Wallet, MetaMask, Trust Wallet, or Ledger. For the Solana version, Phantom is recommended for managing SPL tokens.
Stake stablecoins in Classic or Maxi pools to earn real-world APY and HUMA rewards. Maxi mode offers higher APYs but greater volatility.
Huma Feathers are loyalty tokens (1:1 with HUMA Points) earned through platform engagement. They boost user rewards and qualify users for future incentives.
No. Huma offers both permissionless retail pools and permissioned institutional credit products, making PayFi accessible to all.
The HUMA token is used for staking, governance, protocol fee payments, and community rewards. It also secures the network and funds ecosystem growth.
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